The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
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There are two certainties in life: death and taxes, or so it’s been said. While the thought of filing taxes may not fill you with delight, for many Americans, receiving a tax refund could be the mini financial windfall they need to get back on track with financial goals that may have gone awry during the year.
Time and market performance may subtly and slowly imbalance your portfolio.
Assess whether you are running “in the black” or “in the red” each month.