We never charge any fees for a consultation or to visit with you. There is no obligation or any type of “sales pitch”.
If you already have an advisor, we would be happy to give you a free second opinion that could give you some new ideas to take to your advisor. If you do not have a financial advisor, we would love an opportunity to apply for the job.
How we charge is straight forward and transparent. Our advisory accounts do not have commission or transaction fees. We charge a percentage of assets based on the assets we manage for you.
Unlike commission-based products, this puts us on the same side of the table with one mutual incentive – growth and preservation of your assets. Our success is dependent on your success.
If your plan requires the addition of insurance company products, then we earn a commission. We fully disclose all fees and commissions before anything is implemented.
Before we answer that, let us first explain why you shouldn’t hire us. If you’re looking for an advisor who will trade stocks to “beat the market”, you’re in the wrong place. We focus on what we can control. If you’ve already won the retirement game and have saved your whole lives for retirement, we don’t want to take a ton of risk by guessing when the market will go up or down. Markets and interest rates are out of our control.
But if you are interested in things like investing smarter, creating a plan for your future, lowering your tax bill, and creating a retirement income stream, then you’re in the right place.
No! While most of our clients live nearby, we do have many that reside in states across the country.
Nothing beats building relationships face to face. However, people move, plans change, and because of the recent pandemic, we have incorporated video calls into our practice that aid in our ability to best serve our clients.
There are three key differences that separate us from other firms:1. We are local and independent. We do not have quotas and restrictions put
on us from large firms.
2. We have over 30 years of experience and helping guide people into and
3. We are fiduciaries. Meaning we are held to the highest standard when it
come to dealing with your investments.