You will know exactly how we can help before you pay anything.
The first step is an easy 20-minute Discovery Meeting phone call with our team.
A 20-minute Discovery Meeting phone call will give us both an opportunity to make sure your situation matches our expertise.
After all, you wouldn’t see a Cardiologist if you needed foot surgery. If we aren’t a good fit for you, we will gladly point you to the right expert for your unique needs.
Like a doctor, it’s important to diagnose before we prescribe.
The next step is a meeting (in person or video call) with a retirement planning expert. During this 1-2 hours, we will get a full and clear picture of your financial goals, needs, and concerns.
Before this meeting, we will request that you bring some important documents that will allow us to asses your taxes and investments.
We will apply 30+ years of experience and thousands of hours of training to answer three critical questions for you:
1. Are you on track to reach your long-term goals?2. How can your tax bill be reduced?3. How can your investments be improved?
With your Financial Assessment complete, we will have another meeting to review our findings and go over our recommendations.
Simply put, we will explain exactly what you can do to improve your retirement plan and answer those three critical questions.
At the end of this meeting, we will ask you if you would like to begin working with our firm or if you would like to think about it.
It’s important to take as much time as needed to make a decision and process all of this new information. To help you make a wise decision, ask yourself these questions:
1. Do I like, trust, and respect the team at Orion Financial?2. Do the benefits outweigh the costs?
3. Do I understand and agree with their investment approach?4. Do their financial planning recommendations make sense?
If you decide that we aren’t a good fit to work together, we won’t take it personally. In fact, we will help point you in the right direction. There is never a hard-sell or pressure to say yes.
We are truly honored to be working with you. Before the fun begins, we would regroup to address any questions or concerns you may have and set expectations for what to expect moving forward.
As retirement planning experts, we provide the greatest value to:
Individuals over age 50 who are retired or want to know they have the ability to retire one day.
Diligent savers who want financial security for their future and retirement.
People who want to delegate all retirement planning and investment management to experts so they can spend time on things that matter most to them.
We never charge any fees for a consultation or to visit with you. There is no obligation or any type of “sales pitch”.
If you already have an advisor, we would be happy to give you a free second opinion that could give you some new ideas to take to your advisor. If you do not have a financial advisor, we would love an opportunity to apply for the job.
How we charge is straightforward and transparent. Our advisory accounts do not have commission or transaction fees. We charge a percentage of assets based on the assets we manage for you.
Unlike commission-based products, this puts us on the same side of the table with one mutual incentive – growth and preservation of your assets. Our success is dependent on your success.
If your plan requires the addition of insurance company products, then we earn a commission. We fully disclose all fees and commissions before anything is implemented.
Before we answer that, let us first explain why you shouldn’t hire us.
If you’re looking for an advisor who will trade stocks to “beat the market”, you’re in the wrong place. We focus on what we can control. If you’ve already won the retirement game and have saved your whole lives for retirement, we don’t want to take a ton of risk by guessing when the market will go up or down. Markets and interest rates are out of our control.
But if you are interested in things like investing smarter, creating a plan for your future, lowering your tax bill, and creating a retirement income stream, then you’re in the right place.
No! While most of our clients live nearby, we do have many that reside in states across the country.
Nothing beats building relationships face to face. However, people move, plans change, and because of the recent pandemic, we have incorporated video calls into our practice that aid in our ability to best serve our clients.
There are three key differences that separate us from other firms: